|
10+
Abuses for the Past 30+ Years |
 |
These 10+ abuses below (most being
manifestations of unchecked greed) did not all come about
by mere coincidence.
These 10+ abuses are gradually eroding the future and security of the
nation.
Government is too corrupt, but too many voters repeatedly reward corrupt,
irresponsible, and incompetent incumbent politicians with
85%-to-90% re-election rates.
It takes a lot of abuse before a country decays into lawlessness and
economic disaster, and the past 30+ years are evidence of that.
That is, the U.S. is still one of the 26 best nations (of the hundreds) in the world
to live.
But for how much longer?
What will the U.S. be like if these abuses are allowed to continue much longer?
The growing wealth disparity
(see
chart below) and these
17+ economic conditions have been deteriorating in the
U.S. for over 30 years, because of the following abuses:
-
Lawlessness
-
Wars
-
Plutocracy /
Kleptocracy
-
Illegal Immigration ,
Illegal Employers , and
Unfair Trade Practices
-
Election Problems
-
$Loading... National Debt , $57+
Trillion Nation-Wide Debt and
-
Inflation / Usury / the Monetary-System is a Pyramid-Scheme
-
Regressive Taxation
-
Insufficient / Inadequate
Education
-
HealthCare or
DangerousCare?
. . .
other problems (e.g.
environment,
energy
vulnerabilities,
entitlements,
the human factor, etc.)
. . .
So, why do the majority of voters repeatedly
reward corrupt
incumbent politicians in
Do-Nothing Congress
for all of it with
85%-to-90% re-election rates?
Is that working?
Below are 10+ abuses we should stop as soon as possible, before
they get worse:
-
Lawlessness:
-
Constitutional
Violations:
Article V of U.S. Constitution is being
violated. Since when
did ALL 535 Congress persons agree 100% on anything? Isn't
it a bit strange that ALL 535 Congress persons
have chosen to (unanimously) violate Article V of the U.S. Constitution, despite
over 730+ amendment applications from ALL 50 states?
Congress has an obvious conflict of interest.
If we allow some laws to be
selectively ignored, then what is next? Thirty-eight states (more
than two-thirds required by Article V) have submitted multiple
amendment applications for a
BALANCED-BUDGET amendment, but Congress has
flagrantly violated Article V of the U.S. Constitution by
refusing to call an Article V Convention. And the
Supreme Court dismissed a case (Walker
v. Members of Congress) regarding Congress' violation of Article
V. All 3 branches of government are supposed to
maintain checks-and-balances on each other, but instead, all 3 branches
are complicit in violation of the U.S. Constitution, and their oaths to
uphold and protect the Constitution. Americans should be able to agree on
the basic principle that only citizens should vote, and government officials
have an obligation to enforce those laws.
-
Article 4, Section 4
and the failure to secure the borders;
- Immigration laws are flagrantly being ignored, while thousands of homicides and other
crimes by illegal aliens
are occurring annually. Incumbent politicians prefer to despicably pit
American citizens and illegal aliens against each other for profits and
votes;
-
Identity Theft: one of the fastest growing crimes in the U.S.;
-
Spying on citizens without civil oversight:
FISA and NSA;
-
Eminent Domain Abuses (6
new cases per day) is a classic example of legal
plunder
via perversion of the laws to do the very things the laws were supposed
prevent. And, sadly, the abuse of the eminent domain laws were supported by
the
U.S.
Supreme Court;
-
Deregulation and other manifestations of unchecked
greed: With high
inflation and people running all about like chickens with their head
cut-off, looking for investments to avoid the incessant erosion of their money,
the U.S. financial sector dishonestly and deviously sold debt to
investors. It started with shady loans to Americans and then bundling
those bad loans into complex financial instruments (CDOs
(Collateralized Debt Obligation),
SIVs (Structured Investment Vehicles),
ABSs (Asset Backed Securities),
CDSs
(Credit Default Swaps), etc). However, as time went on and the inflows of
money increased, financial institutions became reckless in
their efforts to manufacture AAA products. They made loans to sub-prime
borrowers (sub-prime CDOs) and used financial wizardry to create securities out
of thin air (synthetic CDOs). Towards the peak of this financial greed and
insanity, banks added large amounts of leverage to their exotic investment
products (sub-prime
CDOs-squared, and
CPDOs
(Constant Proportion Debt Obligations)), and built complex, highly leveraged,
off-balance sheet vehicles which funded themselves with short term debt (SPVs
(Special Purpose Vehicles),
SPEs
(Special Purpose Entities),
VIEs (Variable Interest Entity), and SIVs).
Through financial engineering and the mis-pricing
of risk, the value of derivatives now far
exceeds the amount of real assets and economic
resources in the U.S. In addition to the derivative bubble,
financial institutions used leverage to sell insurance on an enormous amount of
debt, creating today's $62 trillion CDS market (as of end of year
2008). In
order to de-leverage and close out their positions, CDS issuers are being forced
to buy back huge quantities of insurance, driving up the cost of insuring
corporate debt. The higher premiums for CDS translate as higher loan rates
for corporations and governments. While cookin'-the-books
and packaging risky U.S.
debt into complex and exotic vehicles for investors,
the financial sectors grew until it consumed 27% of corporate America's total
profits. As the credit crunch fuels the disintegration of the financial
sector, it leaves a gapping whole in the economy, and increased unemployment.
Incessant inflation and federal deficit spending for 52 consecutive years, easy credit, predatory loan
practices, cookin'-the-books, fraud, and massive debt over the last 30
years
have warped the U.S. economy.
-
Crime rates are
increasing
(after falling for many years);
-
23 (or more) innocent people executed since year 1900;
-
Torture (illegal by U.S. laws and International Treaty);
-
Habeas Corpus violations;
-
Wars:
Some
unnecessary wars. As of year 2008, we have
had 7 wars
in the last 90 years (about 1 war every 13 years). A war in Iraq
and Afghanistan are ongoing as of late 2008. Some of these
wars were probably unnecessary (i.e. Vietnam and Iraq:2003-present) which was
largely based on false information (see
video;
see
transcript) and invalid intelligence about Weapons of Mass Destruction
that was never verified).
-
Plutocracy
/
Kleptocracy: Our government is FOR-SALE, as evidenced by 99.7% of all 200 million eligible
voters that are vastly out-spent by a tiny 0.3% of all
200 million voters who make
83%
of all federal campaign donations (of $200 or more).
How can the
remaining 99.7% of all 200 Million eligible voters hope to out-spend
the vastly wealthy who abuse their wealth to control and influence government?
The bought-and-paid-for incumbent politicians (puppets) carry the water for their
wealthy
donors (puppeteers). As a result,
Corruption, corpocrisy,
corporate welfare,
graft, pork-barrel,
subsidies,
waste, a severely
bloated federal government that continues to grow
and grow to
nightmare proportions,
and other manifestations of unchecked
greed
are rampant. It is
essentially (at this time) more like a government
of, by, and
for those that abuse vast wealth to control and
influence government.
And while many voters know this, the voters do a very strange thing. It is the
Voter Paradox: Most voters complain about corruption, give the
President and Congress dismally low
approval ratings, but then still
reward incumbent politicians within Congress with a
85%
to 90% re-election rates which empowers and rewards corrupt incumbent politicians to grow more
corrupt and
irresponsible.
It also saddles the President with a dysfunctional Congress. It is no
mystery that things continue to deteriorate, and the nation's
problems continue to grow in number and severity.
-
Illegal immigration
is not only costly
due to job
displacement, but also due to many burdens and costs (estimated
between $70 Billion and $327 Billion) that are shifted to U.S.
citizens who already pay REGRESSIVE sales taxes and REGRESSIVE income taxes for the
already burdened social services. It is
dangerous too.
That's not fear-mongering. Massive illegal immigration is accompanied
with increased
crime rates (a fact that U.S. government does not want you to know
about). That's the sad truth. More Americans have been
murdered in 3 years (between 2005 and 2008) than all U.S. Troops
killed in Iraq in 5 years (between 2003-2008).
Crime
along the borders is rampant, and it is also pouring across our
borders.
18 of the 19 perpetrators of
11-SEP-2001 (some who were illegal aliens and/or had violated several
immigration laws), possessed
13
state-issued drivers' licenses and/or 21 ID cards , and all 19
hijackers had obtained Social Security numbers (some real,
some fake). The terrorists very simply tapped into an enormous market for fraudulent
documents that exists because tens of millions of
illegal aliens
have successfully breached our borders and now reside here illegally;
anonymously; spawning widespread document and identity fraud and
crime that
threatens our ability to distinguish illegal aliens from U.S. citizens and
legal foreign residents; and giving rise to the fastest growing crime in
America: identity theft. All for
profits ,
votes
, and (supposedly) misplaced
compassion.
5 of the 19 hijackers of 11-SEP-2001 were illegal aliens, and
had violated federal immigration laws while they were in the United States.
And amazingly, in the months before 11-SEP-2001, 4 of those
terrorists were stopped by local police for speeding.
Those 4 illegal aliens could have been arrested, "convicted",
and deported, if only the police officers had realized that they were illegal
aliens.
And 14 of the 19 hijackers were also on the FBI's Terror
Watch List !
Too many despicable politicians and greedy
employers are selling us out in numerous ways. Government won't
prosecute illegal employers. Without internal enforcement too, a fence
won't stop the greedy illegal employers.
For example, see this
law firm (Cohen
& Grigsby) that teaches corporations how to
avoid hiring
Americans (i.e. H-1B Visa abuse, and fake job advertisements). Also, the richest person in the U.S. (Bill
Gates) wants the government to increase the
limits on H-1B Visas so that
more cheap labor can be imported (despite
1.5 Million
foreign workers already being imported annually). The problem
with this race-to-the-bottom model is that wages rise unless you continue to increase the inflow
of cheap labor. Therefore, the limits are continuously increased to depress wages.
Many Republican and Democrat incumbent
politicians are despicably pitting American citizens and illegal
aliens against each other for
profits and
votes, disguised as
compassion (which is severely misplaced at best).
-
Election Problems:
-
Election Reform: What good is voting if voters can't get an
accurate vote-count? How can an accurate vote be obtained without
accurate identification to prove citizenship and eligibility to vote?
Especially with tens of millions of illegal aliens. If Automated
Teller Machines (ATMs) can dispense cash reliably and update bank balances,
and provide a printed receipt, why can't voting machines reliably count
votes, provide a print-out (paper trail) and each voter with a unique number
to match to a database listing and record of the votes?
The GAO (Government Accountability Office)
estimated that up to 3% of individuals called for jury duty from voter
registration rolls in just one U.S. district court were not U.S. citizens.
That is enough to affect a close election (such as the 2000 presidential
election). Especially since Florida has over 1 million illegal aliens.
In California, a congressional seat came within 200 votes of being stolen in
year 1996 by votes by illegal aliens. The U.S. Attorney estimated that
there were 80,000 illegal aliens registered to vote in Chicago, IL.
The grand jury found that aliens registered so they could other documents
identifying them as U.S. citizens, and illegal aliens are using their
voter registration cards to obtain a myriad of benefits, from social
security, Medicaid, MediCAL, jobs (including jobs within the Defense
Department), etc.. More recently, Bexar County, TX., it was found that
hundreds of aliens registered to vote, some of whom had voted in a dozen
local, state, and federal elections, and Harris County found a Norwegian
citizen who had voted in a state legislative race decided by only 33 votes.
Similar accounts from many other states such as Utah and Arizona demonstrate
that this is a widespread problem. Yet, many politicians (in
both sides of the two-party
duopoly, but mostly
Democrat) reject any form of voter identification (yet another
example of our own elected officials despicably pitting Americans and
illegal aliens against each other for votes and profits).
- Many
unfair and illegal
barriers are preventing access for third party and independent
candidates to
election ballots, limiting voting choices and candidates, and
helping to increase the security of the incumbent politicians' cu$hy,
coveted incumbencies, as evidenced by the two-party duopoly's
85% to 90% re-election rates in Congress, and 90% of
elections are won by the candidate that spends the most money.
- The winner-take-all style elections are
not providing the best choices to voters, which may be improved by an
Approval Voting system.
-
Gerrymandering is defrauding the voters via deceptive manipulation
of geographical boundaries.
- 90% of elections are won by the
candidate that spends the most money, giving rise to an elitist,
plutocratic, and
arrogant
government. Irresponsible
incumbent politicians are bought-and-paid-for, but too many
voters repeatedly reward incumbent politicians with 85%-to-90% re-election
rates in Congress. One reason for that is because the voting system
caters to the two-party duopoly and capitalizes on the voters' laziness by
placing visible party associations (e.g. Democrat or Republican) next to
each candidates' name on the voting ballot, and by providing a
straight-party-ticket-lever (or button). As a result, too many voters
blindly and lazily pull the party-lever (i.e. vote straight ticket) without
even knowing the candidate they are voting for, much less the candidates'
voting records.
- an estimated
3% of all
votes
are by illegal aliens; many states give illegal aliens drivers' licenses
which are all that is required to vote; the government and most of the main
stream media
ignore it;
- $14 Trillion
National Debt
is being
piled up on voters and younger generations (it could take
centuries
to pay down). With an approaching 77 million baby boomer bubble (13,175
or more people per day eligible for Social Security and Medicare), some
adjustments will be necessary. So much debt is unfair to future generations.
For those that don't think the debt is any reason for concern, perhaps they
should see this movie:
http://www.IOUSAtheMovie.com .
The $14 Trillion National Debt per-capita (i.e. $45,161 as of DEC-2010 per person) today
has
never been worse, and is 2.02 times the previous
highest federal debt-per-capita ($22,348 in 2010 dollars) in year 1945 after World War
II (i.e. federal National Debt was $3.1 Trillion in 2010 Dollars, and
the population was 140 million in year 1945).
In inflation-adjusted DEC-2010 U.S. Dollars, the $14 Trillion federal debt-per-capita
in year 1941 was $5,481 (in 2010 dollars).
Therefore, the current $14 Trillion federal National Debt per-capita ($45,161
as of DEC-2010) is 8.24 times larger today in year 2010 than the
federal National Debt per-capita was in year
1941.
Here's more
information about the debt. And think about this one question that no
one seems able to answer:
- WHERE will the money come from to merely
pay the INTEREST on the $14 Trillion federal National Debt and the
$57 Trillion nation-wide debt, much less the money to reduce the
PRINCIPAL debt, when money is created as debt at a ratio of 9-to-1,
and 90% (or more) of all U.S. money in
existence in the U.S. exists as debt, when that money does not yet exist?
Especially when the U.S. economy is 80% consumer-spending driven, 80% of all Americans own only 17%
(or less) of all wealth in the U.S., the wealthiest 1% of all Americans owns
40% of all wealth in the U.S., and
40% of Americans have ZERO net worth
?
-
The monetary system is a
pyramid scheme:
Inflation is like a
REGRESSIVE tax, since the poor and many middle-income-level
Americans are limited in ways to preserve
wealth with property, gold, stocks, homes, etc., and their
incomes are also not keeping up with inflation.
Household incomes have been falling for 30 years (especially when
considering more workers per household, more regressive taxation, more National Debt,
more illegal immigration, incessant inflation since year 1956, etc.).
For over 7 years (since year 2000), the
U.S.
Dollar has fallen significantly against all major international
currencies.
Let's make some money! Cha-Ching!
- Why do the banks get to create money out of thin air? Up to
90% of each loan is new money printed out of thin air.
- Why do the banks receive
the interest on the
money created out of thin
air?
- Why do the banks get to convert money (printed out of thin air) into
real assets and property via confiscation on foreclosures and defaulted
loans?
- Why do the banks get to use predatory practices, to hasten the
conversion of money (printed out of thin air) into real assets and property?
The monetary system is a clever pyramid scheme, which did not come
about by mere accident, and it will eventually collapse, as all pyramid
schemes do, when the capacity for more debt is finally reached.
The two fundamental problems with the
Federal Reserve Bank's
(and member banks') monetary system is:
- a moral problem:
usury
- and a
mathematical problem
which all pyramid schemes suffer. All pyramid
schemes are doomed to eventual collapse. And while it might take a long
time (i.e. many decades; perhaps centuries), the end result is inevitable,
and the journey is painful due to the many abuses seen on this page.
The Federal Reserve loans money to member banks, and up to 90% of each loan
from the Federal Reserve is new money created out of thin air.
This is why The M3 Money Supply increased from $135 Billion in year 1950 to
$10.15 Trillion in year 2005 (i.e. increased by a factor of 75.2
!).
This is why A 1950 U.S. Dollar is now worth less than 10 cents.
This is why there is pressure to grow GDP exponentially, which is
unsustainable (i.e. 3% of this year's GDP is more than last year's GDP, and so
on).
This is why the
U.S.
Dollar is falling like a rock.
This is why there is pressure to increase productivity and increase profits
(via reduced household incomes, illegal immigration, predatory lending, more
debt, more money printing, more confiscation of property which converts money
printed out of thin air into real assets and property, more unfair trade
policies, more war profiteering, more regressive taxation, more of the 10+
abuses on this page, etc.). It is doomed to collapse. It is a
mathematical certainty. Exponential growth
to avoid collapse of this pyramid scheme is impossible. Exponential
growth and sustainability are not compatible.
This pyramid scheme was also one of the major causes of the Great Depression
(the Federal Reserve was signed into existence in 1913 by President Woodrow
Wilson, who later
re
gretted it very much).
Unfortunately, we learned nothing from it, and we restarted the same doomed
cycle (i.e. pyramid scheme).
Isn't it interesting that pyramid schemes (see this
pyramid
calculator) are illegal in many places, but the biggest pyramid
scheme on the planet is not?
By the way, the Social Security and Medicare Trust funds are
pyramid-schemes too, because the money was spent, and replaced with
non-marketable I.O.U.s.
-
REGRESSIVE taxation:
17.7%
on $46 Million in year 2006), than his
secretary (who paid 30% in federal taxes on an income of
$60K). Warren Buffet told Tom Brokaw
on "NBC Nightly News" that the U.S. tax structure is unfair. Warren Buffet
performed an informal poll in his office, where the average tax rate was 32.9%,
compared to his
17.7%
percent, citing that as evidence that
"the
tax system has tilted toward the rich in the last 10 years".
How can that happen?
- The top federal income tax bracket on $60K (in year 2006) was about
20% (or 18.33%
after standard deductions and exemptions);
- Social Security tax is: 2 * 6.2% =
12.4% (on the first $94,200; on the gross income, before any
deductions);
- Medicare tax is:
2 * 1.45% = 2.9% (there is no cap on
Medicare; on the gross income, before any deductions);
- Total Social Security and Medicare tax rate is: 2 *
(6.2% + 1.45%) = 2 * 7.65% =
15.3% (the
employer pays half of the Social Security and Medicare tax, but it really
comes out of the employee's income; the employee really bears this cost;
also, the self-employed pay the entire
15.3% themselves);
- therefore, the maximum percentage of federal taxes on
$60K of payroll could be as high as 31.0%.
For example:
- Tax = [($60K - $5150 personal deduction - $3,300 for standard
exemptions) * 18.33% tax rate] + ($60K
*
15.3% Social Security & Medicare)
- Tax = [($51,550) * 18.33%] + ($9,180
for Social Security & Medicare) = [($51,550) *
18.33%] + ($9,180 Social Security & Medicare)
- Tax = [$9,451 ] + ($9,180 Social Security & Medicare)
- Tax = $18,631 =
31%
of $60K
(which is a higher percentage than Warren
Buffet's
17.7% in total federal taxes on $46
Million).
Is that fair ?
- However, Warren Buffet's secretary paid
30% in 2006 (1% less than the potential
31% above) in total federal taxes on
$60K income (see above), which is probably because of a 401K deduction, and/or
some other deduction (e.g. a charitable donation).
- Even if the
employer's 50%/50% contribution for Social Security and Medicare are excluded, the
secretary's Tax is:
- Tax = [$9,451 ] + ($9,180 / 2 for Social Security & Medicare)
- Tax =
$14,401 =
23.4%
of
$60K
(which is
still a higher percentage than Warren
Buffet's
17.7% in total federal taxes on $46
Million).
Is that fair ? No, it isn't, and
Warren Buffet agrees
it is not fair.
- Whatever sort of tax system the voters have, they should ask to see the tax-curve across
all income levels, because many tax-payers are not aware of the clever schemes being
used to heap the highest percentages onto the middle-income group, and lower
the tax percentages for the wealthy (such as the current regressive tax
system):

- Clever, eh ?
-
But, if you think the current tax system is bad, it could get even worse.
Look at the following
91 Congress persons who are advocating the severely REGRESSIVE
un-FairTax.org's
30% National Sales Tax. Fall for this REGRESSIVE tax system, and
the disparity trend of the last 30+ years will get much worse.
Then ask yourself three questions:
(1) WHO will absolutely love the
30% National Sales Tax system ?
(2) and WHY ?
(3) and
WHO
is promoting the regressive 30% National Sales Tax system ?
-
Here's
a better, more simple, and more fair
17%
Income Tax System that doesn't require vast changes, and does not tax
spending only (NOTE: all sales taxes are typically and historically REGRESSIVE
unless everyone spends an equal percentage of their income, revealing the
fundamental flaw in taxing spending).
- We have
too many taxes on too
many things that are all like hidden sales taxes. All sales taxes are REGRESSIVE.
We have dozens and dozens of REGRESSIVE
sales taxes (city, state, county sales taxes, fuel taxes, telephone excise
taxes and fees, etc.); all sales taxes are REGRESSIVE.
Yet, that doesn't stop these
91
Congress persons (mostly Republicans) from advocating an extremely
unfair, fraudulent, and regressive
30%
National Sales Tax/Rebate system.
- Caps (e.g. currently $97,500 in year 2006) on
Social Security taxes is a REGRESSIVE tax. The wealthy collect
Social
Security, but they do not contribute proportionately with respect to
income. The argument for the cap is that the wealthy pay more in
than they will ever receive back. So? Social Security and
Medicare are subsistence systems. Not a retirement system in which the
government is merely holding your money for you until you retire.
Therefore, if we are going to have a Social Security and Medicare system, we
should all pay an equal percentage. Otherwise, the system is
REGRESSIVE.
-
Property taxes in many cases are
REGRESSIVE, since (like all sales taxes are REGRESSIVE), as income decreases, the property tax
increases (as a percentage of income). If you don't believe this, then
calculate the tax-per-square-foot for homes of different values, and
you will readily see that in most cases, as the home becomes larger and more
valuable, the tax-per-square-foot decreases. Also, property taxes are double,
triple, quadruple, quintuple, . . . ,
N-tuple taxation because it is repeated
every year! A home owner is taxed every year
on what the home owner already owns. A $100K house can be taxed $2K every
year. That is $10K after only 5 years. And to make matters worse,
property taxes keep rising with inflation. In only 20 years, your
total property taxes could exceed the original price of the property. And rising rates are running some
people out of their homes. It forces the elderly to downsize and sell
homes they have lived in for many years to reduce their annual property tax.
- Here is a better idea for a more fair,
17%
flat income tax system only on income above the poverty level. But
Congress doesn't like it. Congress is where good ideas go to die.
Congress prefers the REGRESSIVE tax system they have now.
- Insufficient / Inadequate
E
ducation:
Not only is
education in math, science, and
technology important to compete in a increasingly
competitive global economy, but insufficient education
about government, human nature, and the many abuses and manifestations of
unchecked greed (described on this page) is equally disastrous, and leads to the
failure to recognize the importance of Education itself, Transparency,
and Accountability, which breeds Corruption and numerous abuses
listed on this page:
-
Responsibility
=
Power
+
Conscience
+
Education
+
Transparency
+
Accountability
-
Corruption
=
Power
-
Conscience
-
Education
-
Transparency -
Accountability
Most (if not all) politicians don't want you to know that.
You won't learn that in public schools.
You won't learn about the pyramid-scheme monetary system, usury, regressive taxation,
lies about
economic
statistics, lies told by your elected officials, election fraud, or the many abuses in public
schools.
In a voting nation, an educated electorate is paramount.
Otherwise, the uneducated and the ignorant, as usual, will be abused and exploited.
Either way, the voters will get their
Education one way or another,
and the voters will have the government that they deserve.
-
HealthCare or DangerCare?:
Healthcare is not only increasingly
unaffordable,
but dangerous too!
HealthGrades.com
reported (27-July-2004)
that "An average of
195,000
people in the U.S. died due to potentially preventable, in-hospital medical
errors in each of the years 2000, 2001 and 2002, according to a new study of
37 million patient records".
Since 1999, that is over 1.5 million people killed by preventable medical
mistakes.
That is more than all the 917,316 American soldiers killed in all American
wars (American
Revolution (4,435), the War of 1812 (2,260), the Indian Wars (1,000), the
Mexican War (1,733), the Civil War (462,000), the Spanish American War
(385), WWI (53,402), WWII (291,557), Vietnam War (58,209),
Korean War
(36,574), the Iraq Gulf War (529), and the current Iraq and
Afghanistan wars
(5,232 as of 18-OCT-2009)) combined!
Compare those 195,000 killed by preventable medical mistakes to the
43,000 people killed annually in the U.S. in automobile accidents.
Once again, part of the problem is
government meddling, the growing corpocrisy, corporatism, and other
manifestations of unchecked greed. Health
Care Solutions are needed. While government is not necessarily responsible
for providing universal health care, it is responsible for protecting consumers
from some greedy corporations that will do anything for a buck. Also, illegal
immigration is placing huge
burdens on the healthcare system. Illegal aliens
are over-running our ERs,
hospitals, Medicaid, and welfare. If the 9 problems
(above) were adequately addressed, it would reduce the pressures on the
healthcare system.
- The following (in descending order) are
the major
causes for high health care costs:
- Hospitals and Doctors (59% of
expenditures; year 2006);
- Pharmaceutical Corporations (10% of
expenditures; year 2006);
- Insurance Companies (12% of insurance
premiums);
- Illegal aliens (a primary reason
for hundreds of over-run hospitals closing nation-wide); costing an
estimated $70 Billion to $327 Billion in annual
net losses;
- Politicians and government bureaucracy
(government controls 46% of national health care spending; year 2006);
- Lawyers (2% of expenditures; year 2004);
- Patients (25% have bad habits; e.g.
obesity, smoking, insufficient exercise, etc.);
. . .
other problems (e.g. environment, ener
gy vulnerability, etc.). . .
These many REGRESSIVE and OPPRESSIVE systems
(above) did not all come about by mere coincidence, as demonstrated by
the data and trends shown below:
The wealth disparity has been growing worse since 1976.
The wealthiest
1% of the U.S. population has 40% of all wealth in the U.S. (up
from 20% in year 1980; never
worse since the Great Depression).
The wealthiest
2% of the U.S. population
owns more than the remaining 98% of all Americans.
The wealthiest
5% of the U.S. population has 60% of all wealth in the U.S.
The wealthiest 10% of the U.S. population has 70% of all wealth in
the U.S.
The wealthiest 20% of the U.S. population has 83% of all wealth in
the U.S.
The poorest 20% of the U.S. population has negative net worth (i.e. debt)
40% of the U.S. population has (on average) essentially zero net worth.
80% of the U.S. population has a mere 17% of all wealth in the
U.S.



Despite the graph above showing the real median income (adjusted for inflation;
in 2004 dollars), . . .
□ Year 1978: $40K
□ Year 2006: $43K (a mere 1%
increase in 28 years)
. . . incomes for most Americans have actually
decreased when the following are also considered:
- there are now more workers per household;
- there is more total nation-wide debt:
- Total Domestic Financial Sector Debt = $17.2 Trillion
- Total Household Debt = $13.8 Trillion
- Total Business Debt = $11.1 Trillion
- Total Other Private Sector Foreign Debt = $1.9 Trillion
- Total Federal Government National Debt = $12+ Trillion
- Total State and Local Government Debt = $2.2 Trillion
__________________________________________________
Total = over
$57+ Trillion
The total $57 Trillion nation-wide debt has never been larger in size,
per-capita, and as a percentage of GDP.
$57 Trillion it is about $184K of debt per person (U.S. population
about=310
Million as of 2009), but only a tiny 2% of the U.S. population owns most
of the wealth in the U.S. (a wealth disparity gap that never worse since the
Great Depression).
Where will the money come from to repay $57 Trillion of current nation-wide debt, much less the
interest on that debt (which could be larger than the current principal debt of
$57 Trillion itself)?
- more unfunded liabilities (e.g. hundreds of billions of unfunded Medicare
liabilities, ongoing wars in Iraq, and ongoing war in Afghanistan);
- job displacement by tens of millions of
ille
gal
aliens,
and hundreds of thousands of
H-1B
Visas and H-2B
Visas (depressing wages further);
unfair taxation: the tax system is
regressive,
whereby
Warren Buffet paid 17.7% in federal taxes on $46 Million and
his secretary paid 30% in federal taxes on $60K (in year 2006); the bottom 80% shoulder the
largest percentage of their income to pay the crushing government debt
(including future generations).
Why has the nation-wide debt been growing
so much larger than that national income (e.g. GDP=$13.86 Trillion in
year 2007)?

These trends (due to the abuses above) are causing a growing wealth disparity
gap and many worsening
economic
conditions for most Americans.
With millions of foreclosures (see below), many
Americans are being forced to liquate their assets (e.g. homes, savings, etc.).
Home equities have fallen below
50% (the lowest level since year 1945).
Savings rates have fallen
below negative
0.5%
(the lowest level since year 1933):


Of course, as long as voters still haven't lost the right to vote, the voters theoretically could
change it. But that isn't likely while voters are in the habit of
repeatedly rewarding
irresponsible incumbent politicians with
85%-to-90% re-election rates. Unfortunately, that is not likely to change until
the consequences of the voters' apathy and complacency finally becomes too
painful. Only when the consequences become too painful will enough voters
finally draw the connection between corruption in
Do-Nothing
Congress
and repeatedly rewarding incumbent politicians with 85%-to-90% re-election
rates.
Unfortunately, the politicians have a very clever mechanism that capitalizes on the voters' apathy and complacency: the party-lever.
Too many voters simply pull the party-lever without even knowing who their
senators or representatives are, much less their voting records. It is fast,
easy, and makes the voter feel like a team member. Along with the
party-lever, there's the circular partisan warfare. Politicians love to fuel it,
and too many voters are all too eager to wallow in it. Again, it capitalizes on
the voters' apathy, complacency, and laziness because:
- Blaming the OTHER party is easier than
taking responsibility.
- Blaming the OTHER party is easier than
admitting fault.
- Blaming the OTHER party is easier than
admitting that incumbent politicians in
BOTH
parties are so corrupt and irresponsible, that there is really very little
difference between them.
- Blaming the OTHER party is the easy route,
and that is the second way in which incumbent politicians capitalize on the
voters' apathy, complacency, and laziness.
That is human
nature.
There are cycles: 2.00 steps forward, 1.99
steps backward, and eventually, there is either progress, or growing disparity
(or worse).
It's unlikely Congress will reform itself voluntarily.
Especially when Congress is repeatedly rewarded with perpetual re-election for
ignoring reforms.
Government will not become more responsible and accountable until the voters do
too.
Only the people (i.e. the voters) can provide
the incentive for government to become more responsible and accountable, and finally begin to solve the many
serious problems
facing the nation.
The voters must learn to reject the petty partisan
politics, labels, party bigotry, and other clever
mechanisms used as a clever
distraction from the fact that government is failing the people, and
we're all failing ourselves by not only allowing, but empowering and enabling those in government to
continue to be too irresponsible, and continue to avoid tackling tough
problems for fear of risking re-election.
Until then, we will probably continue to crap in our own nest.
The only caveat is that some of us are getting crapped on more than others (as
evidenced by these
10
abuses and the painful
consequences).

Obviously, that's not too smart is it?
If we all keep crappin' in our own nest, how long before the bough it all rests
upon finally snaps, and this house of cards comes
crashing
down?
Yet, too many voters continue to repeatedly
reward THEIR incumbent politicians with
85%-to-90% re-election rates.
Obviously, too many voters care more about THEIR party than their country?
Oh well, that's the voters' choice.
In a voting nation, an educated electorate is paramount, and voters are going to
get their education one way or another.
At any rate, the voters have the government that they voters elect (and re-elect,
and re-elect, and re-elect, . . . , at least until that becomes
too
painful).
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